LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,493
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,659
−HK$1,185/mo
Today · 4.125%
HK$39,844
baseline
▲ 0.50% · 4.625%
HK$42,268
+HK$2,424/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,688/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,710
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,829
−HK$1,135/mo
Today · 4.125%
HK$43,964
baseline
▲ 0.50% · 4.625%
HK$46,281
+HK$2,317/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,928/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,991
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,391
−HK$1,421/mo
Today · 4.125%
HK$47,812
baseline
▲ 0.50% · 4.625%
HK$50,722
+HK$2,910/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,624/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,052
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,394
−HK$1,362/mo
Today · 4.125%
HK$52,756
baseline
▲ 0.50% · 4.625%
HK$55,537
+HK$2,781/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,512/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,490
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,122
−HK$1,659/mo
Today · 4.125%
HK$55,781
baseline
▲ 0.50% · 4.625%
HK$59,175
+HK$3,394/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,562/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,394
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,960
−HK$1,589/mo
Today · 4.125%
HK$61,549
baseline
▲ 0.50% · 4.625%
HK$64,793
+HK$3,244/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,098/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,487
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,586
−HK$2,133/mo
Today · 4.125%
HK$71,719
baseline
▲ 0.50% · 4.625%
HK$76,083
+HK$4,364/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$143,438/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,078
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,092
−HK$2,042/mo
Today · 4.125%
HK$79,134
baseline
▲ 0.50% · 4.625%
HK$83,306
+HK$4,172/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$158,268/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,585 · Scale 2, in force from 26 Feb 2026)