LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,493
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,660
−HK$1,185/mo
Today · 4.125%
HK$39,845
baseline
▲ 0.50% · 4.625%
HK$42,269
+HK$2,424/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,690/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,711
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,830
−HK$1,135/mo
Today · 4.125%
HK$43,965
baseline
▲ 0.50% · 4.625%
HK$46,282
+HK$2,317/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,930/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,992
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,392
−HK$1,421/mo
Today · 4.125%
HK$47,813
baseline
▲ 0.50% · 4.625%
HK$50,723
+HK$2,910/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,626/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,053
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,396
−HK$1,361/mo
Today · 4.125%
HK$52,757
baseline
▲ 0.50% · 4.625%
HK$55,538
+HK$2,781/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,514/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,491
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,124
−HK$1,658/mo
Today · 4.125%
HK$55,782
baseline
▲ 0.50% · 4.625%
HK$59,177
+HK$3,395/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,564/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,395
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,962
−HK$1,588/mo
Today · 4.125%
HK$61,550
baseline
▲ 0.50% · 4.625%
HK$64,795
+HK$3,245/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,100/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,488
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,587
−HK$2,133/mo
Today · 4.125%
HK$71,720
baseline
▲ 0.50% · 4.625%
HK$76,084
+HK$4,364/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$143,440/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,080
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,093
−HK$2,043/mo
Today · 4.125%
HK$79,136
baseline
▲ 0.50% · 4.625%
HK$83,308
+HK$4,172/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$158,272/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,599 · Scale 2, in force from 26 Feb 2026)