LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,494
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,660
−HK$1,185/mo
Today · 4.125%
HK$39,845
baseline
▲ 0.50% · 4.625%
HK$42,270
+HK$2,425/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,690/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,712
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,830
−HK$1,135/mo
Today · 4.125%
HK$43,965
baseline
▲ 0.50% · 4.625%
HK$46,283
+HK$2,318/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,930/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,993
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,392
−HK$1,422/mo
Today · 4.125%
HK$47,814
baseline
▲ 0.50% · 4.625%
HK$50,724
+HK$2,910/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,628/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,054
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,397
−HK$1,361/mo
Today · 4.125%
HK$52,758
baseline
▲ 0.50% · 4.625%
HK$55,539
+HK$2,781/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,516/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,492
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,124
−HK$1,659/mo
Today · 4.125%
HK$55,783
baseline
▲ 0.50% · 4.625%
HK$59,178
+HK$3,395/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,566/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,396
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,963
−HK$1,588/mo
Today · 4.125%
HK$61,551
baseline
▲ 0.50% · 4.625%
HK$64,796
+HK$3,245/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,102/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,489
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,589
−HK$2,132/mo
Today · 4.125%
HK$71,721
baseline
▲ 0.50% · 4.625%
HK$76,086
+HK$4,365/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$143,442/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,081
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,095
−HK$2,043/mo
Today · 4.125%
HK$79,138
baseline
▲ 0.50% · 4.625%
HK$83,309
+HK$4,171/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$158,276/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,609 · Scale 2, in force from 26 Feb 2026)