LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,495
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,662
−HK$1,185/mo
Today · 4.125%
HK$39,847
baseline
▲ 0.50% · 4.625%
HK$42,271
+HK$2,424/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,694/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,713
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,832
−HK$1,135/mo
Today · 4.125%
HK$43,967
baseline
▲ 0.50% · 4.625%
HK$46,284
+HK$2,317/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,934/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,994
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,394
−HK$1,422/mo
Today · 4.125%
HK$47,816
baseline
▲ 0.50% · 4.625%
HK$50,725
+HK$2,909/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,632/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,056
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,398
−HK$1,362/mo
Today · 4.125%
HK$52,760
baseline
▲ 0.50% · 4.625%
HK$55,541
+HK$2,781/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,520/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,493
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,126
−HK$1,659/mo
Today · 4.125%
HK$55,785
baseline
▲ 0.50% · 4.625%
HK$59,180
+HK$3,395/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,570/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,398
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,965
−HK$1,589/mo
Today · 4.125%
HK$61,554
baseline
▲ 0.50% · 4.625%
HK$64,798
+HK$3,244/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,108/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,492
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,591
−HK$2,133/mo
Today · 4.125%
HK$71,724
baseline
▲ 0.50% · 4.625%
HK$76,088
+HK$4,364/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$143,448/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,084
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,097
−HK$2,043/mo
Today · 4.125%
HK$79,140
baseline
▲ 0.50% · 4.625%
HK$83,312
+HK$4,172/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$158,280/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,631 · Scale 2, in force from 26 Feb 2026)