LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,496
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,662
−HK$1,185/mo
Today · 4.125%
HK$39,847
baseline
▲ 0.50% · 4.625%
HK$42,272
+HK$2,425/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,694/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,714
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,832
−HK$1,135/mo
Today · 4.125%
HK$43,967
baseline
▲ 0.50% · 4.625%
HK$46,285
+HK$2,318/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,934/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,995
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,394
−HK$1,422/mo
Today · 4.125%
HK$47,816
baseline
▲ 0.50% · 4.625%
HK$50,726
+HK$2,910/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,632/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,056
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,399
−HK$1,362/mo
Today · 4.125%
HK$52,761
baseline
▲ 0.50% · 4.625%
HK$55,542
+HK$2,781/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,522/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,494
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,127
−HK$1,659/mo
Today · 4.125%
HK$55,786
baseline
▲ 0.50% · 4.625%
HK$59,180
+HK$3,394/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,572/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,399
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,965
−HK$1,589/mo
Today · 4.125%
HK$61,554
baseline
▲ 0.50% · 4.625%
HK$64,799
+HK$3,245/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,108/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,492
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,592
−HK$2,133/mo
Today · 4.125%
HK$71,725
baseline
▲ 0.50% · 4.625%
HK$76,089
+HK$4,364/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$143,450/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,084
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,098
−HK$2,043/mo
Today · 4.125%
HK$79,141
baseline
▲ 0.50% · 4.625%
HK$83,313
+HK$4,172/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$158,282/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,636 · Scale 2, in force from 26 Feb 2026)