LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,499
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,665
−HK$1,185/mo
Today · 4.125%
HK$39,850
baseline
▲ 0.50% · 4.625%
HK$42,275
+HK$2,425/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,700/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,717
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,836
−HK$1,135/mo
Today · 4.125%
HK$43,971
baseline
▲ 0.50% · 4.625%
HK$46,289
+HK$2,318/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,942/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,999
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,398
−HK$1,423/mo
Today · 4.125%
HK$47,821
baseline
▲ 0.50% · 4.625%
HK$50,730
+HK$2,909/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,642/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,061
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,403
−HK$1,362/mo
Today · 4.125%
HK$52,765
baseline
▲ 0.50% · 4.625%
HK$55,547
+HK$2,782/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,530/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,499
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,132
−HK$1,659/mo
Today · 4.125%
HK$55,791
baseline
▲ 0.50% · 4.625%
HK$59,185
+HK$3,394/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,582/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,404
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,970
−HK$1,589/mo
Today · 4.125%
HK$61,559
baseline
▲ 0.50% · 4.625%
HK$64,804
+HK$3,245/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,118/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,498
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,598
−HK$2,133/mo
Today · 4.125%
HK$71,731
baseline
▲ 0.50% · 4.625%
HK$76,095
+HK$4,364/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$143,462/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,091
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,105
−HK$2,043/mo
Today · 4.125%
HK$79,148
baseline
▲ 0.50% · 4.625%
HK$83,320
+HK$4,172/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$158,296/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,690 · Scale 2, in force from 26 Feb 2026)