LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,501
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,667
−HK$1,185/mo
Today · 4.125%
HK$39,852
baseline
▲ 0.50% · 4.625%
HK$42,277
+HK$2,425/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,704/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,719
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,838
−HK$1,135/mo
Today · 4.125%
HK$43,973
baseline
▲ 0.50% · 4.625%
HK$46,291
+HK$2,318/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,946/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,001
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,400
−HK$1,423/mo
Today · 4.125%
HK$47,823
baseline
▲ 0.50% · 4.625%
HK$50,732
+HK$2,909/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,646/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,063
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,405
−HK$1,362/mo
Today · 4.125%
HK$52,767
baseline
▲ 0.50% · 4.625%
HK$55,549
+HK$2,782/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,534/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,501
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,134
−HK$1,659/mo
Today · 4.125%
HK$55,793
baseline
▲ 0.50% · 4.625%
HK$59,188
+HK$3,395/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,586/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,407
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,973
−HK$1,589/mo
Today · 4.125%
HK$61,562
baseline
▲ 0.50% · 4.625%
HK$64,807
+HK$3,245/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,124/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,501
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,601
−HK$2,133/mo
Today · 4.125%
HK$71,734
baseline
▲ 0.50% · 4.625%
HK$76,099
+HK$4,365/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$143,468/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,094
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,108
−HK$2,043/mo
Today · 4.125%
HK$79,151
baseline
▲ 0.50% · 4.625%
HK$83,323
+HK$4,172/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$158,302/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,716 · Scale 2, in force from 26 Feb 2026)