LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,501
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,668
−HK$1,185/mo
Today · 4.125%
HK$39,853
baseline
▲ 0.50% · 4.625%
HK$42,278
+HK$2,425/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,706/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,720
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,839
−HK$1,135/mo
Today · 4.125%
HK$43,974
baseline
▲ 0.50% · 4.625%
HK$46,292
+HK$2,318/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,948/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,002
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,402
−HK$1,422/mo
Today · 4.125%
HK$47,824
baseline
▲ 0.50% · 4.625%
HK$50,734
+HK$2,910/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,648/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,064
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,407
−HK$1,362/mo
Today · 4.125%
HK$52,769
baseline
▲ 0.50% · 4.625%
HK$55,550
+HK$2,781/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,538/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,502
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,135
−HK$1,659/mo
Today · 4.125%
HK$55,794
baseline
▲ 0.50% · 4.625%
HK$59,189
+HK$3,395/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,588/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,408
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,974
−HK$1,590/mo
Today · 4.125%
HK$61,564
baseline
▲ 0.50% · 4.625%
HK$64,809
+HK$3,245/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,128/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,503
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,602
−HK$2,134/mo
Today · 4.125%
HK$71,736
baseline
▲ 0.50% · 4.625%
HK$76,101
+HK$4,365/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$143,472/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,096
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,110
−HK$2,043/mo
Today · 4.125%
HK$79,153
baseline
▲ 0.50% · 4.625%
HK$83,325
+HK$4,172/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$158,306/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,732 · Scale 2, in force from 26 Feb 2026)