LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,503
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,669
−HK$1,185/mo
Today · 4.125%
HK$39,854
baseline
▲ 0.50% · 4.625%
HK$42,279
+HK$2,425/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,708/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,721
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,840
−HK$1,135/mo
Today · 4.125%
HK$43,975
baseline
▲ 0.50% · 4.625%
HK$46,293
+HK$2,318/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,950/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,003
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,403
−HK$1,422/mo
Today · 4.125%
HK$47,825
baseline
▲ 0.50% · 4.625%
HK$50,735
+HK$2,910/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,650/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,066
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,408
−HK$1,362/mo
Today · 4.125%
HK$52,770
baseline
▲ 0.50% · 4.625%
HK$55,552
+HK$2,782/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,540/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,504
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,137
−HK$1,659/mo
Today · 4.125%
HK$55,796
baseline
▲ 0.50% · 4.625%
HK$59,191
+HK$3,395/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,592/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,410
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,976
−HK$1,589/mo
Today · 4.125%
HK$61,565
baseline
▲ 0.50% · 4.625%
HK$64,811
+HK$3,246/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,130/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,505
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,604
−HK$2,134/mo
Today · 4.125%
HK$71,738
baseline
▲ 0.50% · 4.625%
HK$76,103
+HK$4,365/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$143,476/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,098
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,112
−HK$2,044/mo
Today · 4.125%
HK$79,156
baseline
▲ 0.50% · 4.625%
HK$83,328
+HK$4,172/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$158,312/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,750 · Scale 2, in force from 26 Feb 2026)