LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,505
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,671
−HK$1,186/mo
Today · 4.125%
HK$39,857
baseline
▲ 0.50% · 4.625%
HK$42,282
+HK$2,425/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,714/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,724
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,843
−HK$1,135/mo
Today · 4.125%
HK$43,978
baseline
▲ 0.50% · 4.625%
HK$46,296
+HK$2,318/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,956/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,006
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,406
−HK$1,422/mo
Today · 4.125%
HK$47,828
baseline
▲ 0.50% · 4.625%
HK$50,738
+HK$2,910/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,656/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,068
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,411
−HK$1,363/mo
Today · 4.125%
HK$52,774
baseline
▲ 0.50% · 4.625%
HK$55,555
+HK$2,781/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,548/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,507
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,140
−HK$1,659/mo
Today · 4.125%
HK$55,799
baseline
▲ 0.50% · 4.625%
HK$59,195
+HK$3,396/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,598/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,413
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,980
−HK$1,589/mo
Today · 4.125%
HK$61,569
baseline
▲ 0.50% · 4.625%
HK$64,814
+HK$3,245/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,138/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,509
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,609
−HK$2,133/mo
Today · 4.125%
HK$71,742
baseline
▲ 0.50% · 4.625%
HK$76,107
+HK$4,365/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$143,484/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,103
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,117
−HK$2,043/mo
Today · 4.125%
HK$79,160
baseline
▲ 0.50% · 4.625%
HK$83,333
+HK$4,173/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$158,320/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,787 · Scale 2, in force from 26 Feb 2026)