LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,507
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,673
−HK$1,186/mo
Today · 4.125%
HK$39,859
baseline
▲ 0.50% · 4.625%
HK$42,284
+HK$2,425/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,718/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,726
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,845
−HK$1,135/mo
Today · 4.125%
HK$43,980
baseline
▲ 0.50% · 4.625%
HK$46,298
+HK$2,318/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,960/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,008
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,408
−HK$1,422/mo
Today · 4.125%
HK$47,830
baseline
▲ 0.50% · 4.625%
HK$50,741
+HK$2,911/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,660/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,071
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,414
−HK$1,362/mo
Today · 4.125%
HK$52,776
baseline
▲ 0.50% · 4.625%
HK$55,558
+HK$2,782/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,552/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,509
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,143
−HK$1,659/mo
Today · 4.125%
HK$55,802
baseline
▲ 0.50% · 4.625%
HK$59,197
+HK$3,395/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,604/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,416
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,983
−HK$1,589/mo
Today · 4.125%
HK$61,572
baseline
▲ 0.50% · 4.625%
HK$64,818
+HK$3,246/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,144/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,512
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,612
−HK$2,133/mo
Today · 4.125%
HK$71,745
baseline
▲ 0.50% · 4.625%
HK$76,111
+HK$4,366/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$143,490/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,106
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,121
−HK$2,043/mo
Today · 4.125%
HK$79,164
baseline
▲ 0.50% · 4.625%
HK$83,337
+HK$4,173/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$158,328/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,815 · Scale 2, in force from 26 Feb 2026)