LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,511
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,678
−HK$1,185/mo
Today · 4.125%
HK$39,863
baseline
▲ 0.50% · 4.625%
HK$42,289
+HK$2,426/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,726/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,730
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,850
−HK$1,135/mo
Today · 4.125%
HK$43,985
baseline
▲ 0.50% · 4.625%
HK$46,304
+HK$2,319/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$87,970/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,013
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,413
−HK$1,423/mo
Today · 4.125%
HK$47,836
baseline
▲ 0.50% · 4.625%
HK$50,746
+HK$2,910/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,672/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,077
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,420
−HK$1,362/mo
Today · 4.125%
HK$52,782
baseline
▲ 0.50% · 4.625%
HK$55,564
+HK$2,782/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,564/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,515
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,149
−HK$1,659/mo
Today · 4.125%
HK$55,808
baseline
▲ 0.50% · 4.625%
HK$59,204
+HK$3,396/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,616/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,423
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,989
−HK$1,590/mo
Today · 4.125%
HK$61,579
baseline
▲ 0.50% · 4.625%
HK$64,825
+HK$3,246/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,158/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,520
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,620
−HK$2,134/mo
Today · 4.125%
HK$71,754
baseline
▲ 0.50% · 4.625%
HK$76,120
+HK$4,366/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,508/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,115
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,129
−HK$2,044/mo
Today · 4.125%
HK$79,173
baseline
▲ 0.50% · 4.625%
HK$83,346
+HK$4,173/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,346/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,886 · Scale 2, in force from 26 Feb 2026)