LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,513
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,680
−HK$1,185/mo
Today · 4.125%
HK$39,865
baseline
▲ 0.50% · 4.625%
HK$42,291
+HK$2,426/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,730/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,733
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,852
−HK$1,135/mo
Today · 4.125%
HK$43,987
baseline
▲ 0.50% · 4.625%
HK$46,306
+HK$2,319/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$87,974/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,016
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,416
−HK$1,422/mo
Today · 4.125%
HK$47,838
baseline
▲ 0.50% · 4.625%
HK$50,749
+HK$2,911/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,676/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,079
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,422
−HK$1,363/mo
Today · 4.125%
HK$52,785
baseline
▲ 0.50% · 4.625%
HK$55,567
+HK$2,782/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,570/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,518
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,152
−HK$1,659/mo
Today · 4.125%
HK$55,811
baseline
▲ 0.50% · 4.625%
HK$59,207
+HK$3,396/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,622/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,426
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,993
−HK$1,589/mo
Today · 4.125%
HK$61,582
baseline
▲ 0.50% · 4.625%
HK$64,829
+HK$3,247/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,164/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,523
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,624
−HK$2,134/mo
Today · 4.125%
HK$71,758
baseline
▲ 0.50% · 4.625%
HK$76,124
+HK$4,366/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,516/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,119
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,134
−HK$2,043/mo
Today · 4.125%
HK$79,177
baseline
▲ 0.50% · 4.625%
HK$83,351
+HK$4,174/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,354/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,920 · Scale 2, in force from 26 Feb 2026)