LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,516
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,683
−HK$1,185/mo
Today · 4.125%
HK$39,868
baseline
▲ 0.50% · 4.625%
HK$42,294
+HK$2,426/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,736/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,736
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,855
−HK$1,136/mo
Today · 4.125%
HK$43,991
baseline
▲ 0.50% · 4.625%
HK$46,310
+HK$2,319/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$87,982/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,019
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,419
−HK$1,423/mo
Today · 4.125%
HK$47,842
baseline
▲ 0.50% · 4.625%
HK$50,753
+HK$2,911/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,684/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,083
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,426
−HK$1,363/mo
Today · 4.125%
HK$52,789
baseline
▲ 0.50% · 4.625%
HK$55,572
+HK$2,783/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,578/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,522
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,156
−HK$1,660/mo
Today · 4.125%
HK$55,816
baseline
▲ 0.50% · 4.625%
HK$59,212
+HK$3,396/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,632/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,430
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,997
−HK$1,590/mo
Today · 4.125%
HK$61,587
baseline
▲ 0.50% · 4.625%
HK$64,834
+HK$3,247/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,174/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,529
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,629
−HK$2,134/mo
Today · 4.125%
HK$71,763
baseline
▲ 0.50% · 4.625%
HK$76,130
+HK$4,367/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,526/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,125
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,140
−HK$2,044/mo
Today · 4.125%
HK$79,184
baseline
▲ 0.50% · 4.625%
HK$83,357
+HK$4,173/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,368/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,968 · Scale 2, in force from 26 Feb 2026)