LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,517
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,684
−HK$1,185/mo
Today · 4.125%
HK$39,869
baseline
▲ 0.50% · 4.625%
HK$42,295
+HK$2,426/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,738/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,737
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,856
−HK$1,136/mo
Today · 4.125%
HK$43,992
baseline
▲ 0.50% · 4.625%
HK$46,311
+HK$2,319/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$87,984/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,020
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,421
−HK$1,422/mo
Today · 4.125%
HK$47,843
baseline
▲ 0.50% · 4.625%
HK$50,754
+HK$2,911/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,686/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,084
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,428
−HK$1,362/mo
Today · 4.125%
HK$52,790
baseline
▲ 0.50% · 4.625%
HK$55,573
+HK$2,783/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,580/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$616,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,524
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,157
−HK$1,660/mo
Today · 4.125%
HK$55,817
baseline
▲ 0.50% · 4.625%
HK$59,214
+HK$3,397/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,634/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,432
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,999
−HK$1,590/mo
Today · 4.125%
HK$61,589
baseline
▲ 0.50% · 4.625%
HK$64,835
+HK$3,246/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,178/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,530
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,631
−HK$2,134/mo
Today · 4.125%
HK$71,765
baseline
▲ 0.50% · 4.625%
HK$76,132
+HK$4,367/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,530/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,127
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,142
−HK$2,044/mo
Today · 4.125%
HK$79,186
baseline
▲ 0.50% · 4.625%
HK$83,360
+HK$4,174/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,372/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,984 · Scale 2, in force from 26 Feb 2026)