LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,518
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,685
−HK$1,186/mo
Today · 4.125%
HK$39,871
baseline
▲ 0.50% · 4.625%
HK$42,297
+HK$2,426/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,742/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$617,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,738
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,858
−HK$1,135/mo
Today · 4.125%
HK$43,993
baseline
▲ 0.50% · 4.625%
HK$46,312
+HK$2,319/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$87,986/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$617,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,021
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,422
−HK$1,423/mo
Today · 4.125%
HK$47,845
baseline
▲ 0.50% · 4.625%
HK$50,756
+HK$2,911/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,690/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,086
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,429
−HK$1,363/mo
Today · 4.125%
HK$52,792
baseline
▲ 0.50% · 4.625%
HK$55,575
+HK$2,783/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,584/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,525
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,159
−HK$1,660/mo
Today · 4.125%
HK$55,819
baseline
▲ 0.50% · 4.625%
HK$59,215
+HK$3,396/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,638/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,434
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,001
−HK$1,590/mo
Today · 4.125%
HK$61,591
baseline
▲ 0.50% · 4.625%
HK$64,837
+HK$3,246/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,182/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,532
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,633
−HK$2,134/mo
Today · 4.125%
HK$71,767
baseline
▲ 0.50% · 4.625%
HK$76,134
+HK$4,367/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,534/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,129
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,144
−HK$2,044/mo
Today · 4.125%
HK$79,188
baseline
▲ 0.50% · 4.625%
HK$83,362
+HK$4,174/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,376/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,002 · Scale 2, in force from 26 Feb 2026)