LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,521
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,688
−HK$1,186/mo
Today · 4.125%
HK$39,874
baseline
▲ 0.50% · 4.625%
HK$42,300
+HK$2,426/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,748/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$617,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,741
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,861
−HK$1,135/mo
Today · 4.125%
HK$43,996
baseline
▲ 0.50% · 4.625%
HK$46,316
+HK$2,320/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$87,992/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$617,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,025
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,425
−HK$1,423/mo
Today · 4.125%
HK$47,848
baseline
▲ 0.50% · 4.625%
HK$50,760
+HK$2,912/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,696/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,090
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,433
−HK$1,363/mo
Today · 4.125%
HK$52,796
baseline
▲ 0.50% · 4.625%
HK$55,579
+HK$2,783/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,592/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,529
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,163
−HK$1,660/mo
Today · 4.125%
HK$55,823
baseline
▲ 0.50% · 4.625%
HK$59,220
+HK$3,397/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,646/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,438
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,005
−HK$1,590/mo
Today · 4.125%
HK$61,595
baseline
▲ 0.50% · 4.625%
HK$64,842
+HK$3,247/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,190/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,537
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,638
−HK$2,134/mo
Today · 4.125%
HK$71,772
baseline
▲ 0.50% · 4.625%
HK$76,139
+HK$4,367/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,544/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,134
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,149
−HK$2,045/mo
Today · 4.125%
HK$79,194
baseline
▲ 0.50% · 4.625%
HK$83,368
+HK$4,174/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,388/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,047 · Scale 2, in force from 26 Feb 2026)