LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,521
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,688
−HK$1,186/mo
Today · 4.125%
HK$39,874
baseline
▲ 0.50% · 4.625%
HK$42,300
+HK$2,426/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,748/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$617,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,742
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,862
−HK$1,135/mo
Today · 4.125%
HK$43,997
baseline
▲ 0.50% · 4.625%
HK$46,316
+HK$2,319/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$87,994/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$617,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,026
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,426
−HK$1,423/mo
Today · 4.125%
HK$47,849
baseline
▲ 0.50% · 4.625%
HK$50,761
+HK$2,912/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,698/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,090
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,434
−HK$1,363/mo
Today · 4.125%
HK$52,797
baseline
▲ 0.50% · 4.625%
HK$55,580
+HK$2,783/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,594/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,530
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,164
−HK$1,660/mo
Today · 4.125%
HK$55,824
baseline
▲ 0.50% · 4.625%
HK$59,221
+HK$3,397/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,648/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,439
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,006
−HK$1,590/mo
Today · 4.125%
HK$61,596
baseline
▲ 0.50% · 4.625%
HK$64,843
+HK$3,247/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,192/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,538
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,639
−HK$2,135/mo
Today · 4.125%
HK$71,774
baseline
▲ 0.50% · 4.625%
HK$76,141
+HK$4,367/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,548/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,136
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,151
−HK$2,044/mo
Today · 4.125%
HK$79,195
baseline
▲ 0.50% · 4.625%
HK$83,369
+HK$4,174/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,390/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,057 · Scale 2, in force from 26 Feb 2026)