LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,522
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,690
−HK$1,185/mo
Today · 4.125%
HK$39,875
baseline
▲ 0.50% · 4.625%
HK$42,302
+HK$2,427/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,750/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$617,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,743
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,863
−HK$1,136/mo
Today · 4.125%
HK$43,999
baseline
▲ 0.50% · 4.625%
HK$46,318
+HK$2,319/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$87,998/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$617,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,027
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,428
−HK$1,423/mo
Today · 4.125%
HK$47,851
baseline
▲ 0.50% · 4.625%
HK$50,762
+HK$2,911/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,702/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,092
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,435
−HK$1,363/mo
Today · 4.125%
HK$52,798
baseline
▲ 0.50% · 4.625%
HK$55,581
+HK$2,783/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,596/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,531
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,165
−HK$1,661/mo
Today · 4.125%
HK$55,826
baseline
▲ 0.50% · 4.625%
HK$59,222
+HK$3,396/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,652/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,441
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,008
−HK$1,590/mo
Today · 4.125%
HK$61,598
baseline
▲ 0.50% · 4.625%
HK$64,845
+HK$3,247/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,196/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,540
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,641
−HK$2,135/mo
Today · 4.125%
HK$71,776
baseline
▲ 0.50% · 4.625%
HK$76,143
+HK$4,367/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,552/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,138
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,153
−HK$2,045/mo
Today · 4.125%
HK$79,198
baseline
▲ 0.50% · 4.625%
HK$83,372
+HK$4,174/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,396/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,077 · Scale 2, in force from 26 Feb 2026)