LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,526
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,693
−HK$1,186/mo
Today · 4.125%
HK$39,879
baseline
▲ 0.50% · 4.625%
HK$42,305
+HK$2,426/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,758/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,747
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,866
−HK$1,136/mo
Today · 4.125%
HK$44,002
baseline
▲ 0.50% · 4.625%
HK$46,322
+HK$2,320/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,004/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,031
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,431
−HK$1,423/mo
Today · 4.125%
HK$47,854
baseline
▲ 0.50% · 4.625%
HK$50,766
+HK$2,912/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,708/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,096
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,440
−HK$1,363/mo
Today · 4.125%
HK$52,803
baseline
▲ 0.50% · 4.625%
HK$55,586
+HK$2,783/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,606/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,536
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,170
−HK$1,660/mo
Today · 4.125%
HK$55,830
baseline
▲ 0.50% · 4.625%
HK$59,227
+HK$3,397/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,660/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,445
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,013
−HK$1,590/mo
Today · 4.125%
HK$61,603
baseline
▲ 0.50% · 4.625%
HK$64,850
+HK$3,247/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,206/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,546
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,647
−HK$2,135/mo
Today · 4.125%
HK$71,782
baseline
▲ 0.50% · 4.625%
HK$76,149
+HK$4,367/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,564/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,144
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,160
−HK$2,044/mo
Today · 4.125%
HK$79,204
baseline
▲ 0.50% · 4.625%
HK$83,379
+HK$4,175/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,408/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,127 · Scale 2, in force from 26 Feb 2026)