LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,527
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,695
−HK$1,185/mo
Today · 4.125%
HK$39,880
baseline
▲ 0.50% · 4.625%
HK$42,307
+HK$2,427/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,760/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,749
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,868
−HK$1,136/mo
Today · 4.125%
HK$44,004
baseline
▲ 0.50% · 4.625%
HK$46,324
+HK$2,320/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,008/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,033
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,433
−HK$1,424/mo
Today · 4.125%
HK$47,857
baseline
▲ 0.50% · 4.625%
HK$50,769
+HK$2,912/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,714/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,098
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,442
−HK$1,363/mo
Today · 4.125%
HK$52,805
baseline
▲ 0.50% · 4.625%
HK$55,588
+HK$2,783/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,610/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,538
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,172
−HK$1,661/mo
Today · 4.125%
HK$55,833
baseline
▲ 0.50% · 4.625%
HK$59,230
+HK$3,397/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,666/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,448
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,016
−HK$1,590/mo
Today · 4.125%
HK$61,606
baseline
▲ 0.50% · 4.625%
HK$64,853
+HK$3,247/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,212/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,549
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,650
−HK$2,135/mo
Today · 4.125%
HK$71,785
baseline
▲ 0.50% · 4.625%
HK$76,153
+HK$4,368/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,570/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,148
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,163
−HK$2,045/mo
Today · 4.125%
HK$79,208
baseline
▲ 0.50% · 4.625%
HK$83,383
+HK$4,175/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,416/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,155 · Scale 2, in force from 26 Feb 2026)