LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,528
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,695
−HK$1,186/mo
Today · 4.125%
HK$39,881
baseline
▲ 0.50% · 4.625%
HK$42,308
+HK$2,427/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,762/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,749
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,869
−HK$1,136/mo
Today · 4.125%
HK$44,005
baseline
▲ 0.50% · 4.625%
HK$46,325
+HK$2,320/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,010/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,034
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,434
−HK$1,424/mo
Today · 4.125%
HK$47,858
baseline
▲ 0.50% · 4.625%
HK$50,770
+HK$2,912/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$95,716/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,099
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,443
−HK$1,363/mo
Today · 4.125%
HK$52,806
baseline
▲ 0.50% · 4.625%
HK$55,590
+HK$2,784/mo
Deposit HK$6.58M · loan HK$9.87M · min. income ≈ HK$105,612/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,539
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,173
−HK$1,661/mo
Today · 4.125%
HK$55,834
baseline
▲ 0.50% · 4.625%
HK$59,231
+HK$3,397/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,668/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,449
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,017
−HK$1,590/mo
Today · 4.125%
HK$61,607
baseline
▲ 0.50% · 4.625%
HK$64,854
+HK$3,247/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,214/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,550
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,651
−HK$2,135/mo
Today · 4.125%
HK$71,786
baseline
▲ 0.50% · 4.625%
HK$76,154
+HK$4,368/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,572/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,149
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,164
−HK$2,045/mo
Today · 4.125%
HK$79,209
baseline
▲ 0.50% · 4.625%
HK$83,384
+HK$4,175/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,418/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,167 · Scale 2, in force from 26 Feb 2026)