LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,530
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,698
−HK$1,186/mo
Today · 4.125%
HK$39,884
baseline
▲ 0.50% · 4.625%
HK$42,310
+HK$2,426/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,768/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,752
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,872
−HK$1,136/mo
Today · 4.125%
HK$44,008
baseline
▲ 0.50% · 4.625%
HK$46,327
+HK$2,319/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,016/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,036
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,437
−HK$1,423/mo
Today · 4.125%
HK$47,860
baseline
▲ 0.50% · 4.625%
HK$50,773
+HK$2,913/mo
Deposit HK$6.58M · loan HK$9.88M · min. income ≈ HK$95,720/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,102
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,446
−HK$1,363/mo
Today · 4.125%
HK$52,809
baseline
▲ 0.50% · 4.625%
HK$55,593
+HK$2,784/mo
Deposit HK$6.58M · loan HK$9.88M · min. income ≈ HK$105,618/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,542
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,177
−HK$1,660/mo
Today · 4.125%
HK$55,837
baseline
▲ 0.50% · 4.625%
HK$59,235
+HK$3,398/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,674/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,453
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,020
−HK$1,591/mo
Today · 4.125%
HK$61,611
baseline
▲ 0.50% · 4.625%
HK$64,858
+HK$3,247/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,222/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,554
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,656
−HK$2,135/mo
Today · 4.125%
HK$71,791
baseline
▲ 0.50% · 4.625%
HK$76,159
+HK$4,368/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,582/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,154
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,169
−HK$2,045/mo
Today · 4.125%
HK$79,214
baseline
▲ 0.50% · 4.625%
HK$83,389
+HK$4,175/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,428/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,204 · Scale 2, in force from 26 Feb 2026)