LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,531
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,698
−HK$1,186/mo
Today · 4.125%
HK$39,884
baseline
▲ 0.50% · 4.625%
HK$42,311
+HK$2,427/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,768/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,752
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,872
−HK$1,136/mo
Today · 4.125%
HK$44,008
baseline
▲ 0.50% · 4.625%
HK$46,328
+HK$2,320/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,016/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,037
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,438
−HK$1,423/mo
Today · 4.125%
HK$47,861
baseline
▲ 0.50% · 4.625%
HK$50,773
+HK$2,912/mo
Deposit HK$6.58M · loan HK$9.88M · min. income ≈ HK$95,722/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,103
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,447
−HK$1,363/mo
Today · 4.125%
HK$52,810
baseline
▲ 0.50% · 4.625%
HK$55,594
+HK$2,784/mo
Deposit HK$6.58M · loan HK$9.88M · min. income ≈ HK$105,620/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,543
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,177
−HK$1,661/mo
Today · 4.125%
HK$55,838
baseline
▲ 0.50% · 4.625%
HK$59,235
+HK$3,397/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,676/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,453
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,021
−HK$1,590/mo
Today · 4.125%
HK$61,611
baseline
▲ 0.50% · 4.625%
HK$64,859
+HK$3,248/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,222/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$617,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,555
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,656
−HK$2,135/mo
Today · 4.125%
HK$71,791
baseline
▲ 0.50% · 4.625%
HK$76,160
+HK$4,369/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,582/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,154
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$77,170
−HK$2,045/mo
Today · 4.125%
HK$79,215
baseline
▲ 0.50% · 4.625%
HK$83,390
+HK$4,175/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,430/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,211 · Scale 2, in force from 26 Feb 2026)