LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,534
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,702
−HK$1,186/mo
Today · 4.125%
HK$39,888
baseline
▲ 0.50% · 4.625%
HK$42,315
+HK$2,427/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,776/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,757
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,876
−HK$1,137/mo
Today · 4.125%
HK$44,013
baseline
▲ 0.50% · 4.625%
HK$46,333
+HK$2,320/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,026/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,041
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,442
−HK$1,424/mo
Today · 4.125%
HK$47,866
baseline
▲ 0.50% · 4.625%
HK$50,778
+HK$2,912/mo
Deposit HK$6.58M · loan HK$9.88M · min. income ≈ HK$95,732/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,108
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,452
−HK$1,363/mo
Today · 4.125%
HK$52,815
baseline
▲ 0.50% · 4.625%
HK$55,599
+HK$2,784/mo
Deposit HK$6.58M · loan HK$9.88M · min. income ≈ HK$105,630/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,548
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,183
−HK$1,660/mo
Today · 4.125%
HK$55,843
baseline
▲ 0.50% · 4.625%
HK$59,241
+HK$3,398/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,686/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,459
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,027
−HK$1,591/mo
Today · 4.125%
HK$61,618
baseline
▲ 0.50% · 4.625%
HK$64,866
+HK$3,248/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,236/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,562
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,663
−HK$2,136/mo
Today · 4.125%
HK$71,799
baseline
▲ 0.50% · 4.625%
HK$76,167
+HK$4,368/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$143,598/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,162
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$77,178
−HK$2,045/mo
Today · 4.125%
HK$79,223
baseline
▲ 0.50% · 4.625%
HK$83,399
+HK$4,176/mo
Deposit HK$1.65M · loan HK$14.81M · min. income ≈ HK$158,446/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,272 · Scale 2, in force from 26 Feb 2026)