LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,537
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,705
−HK$1,186/mo
Today · 4.125%
HK$39,891
baseline
▲ 0.50% · 4.625%
HK$42,318
+HK$2,427/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,782/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,760
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,880
−HK$1,136/mo
Today · 4.125%
HK$44,016
baseline
▲ 0.50% · 4.625%
HK$46,336
+HK$2,320/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,032/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,044
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,446
−HK$1,423/mo
Today · 4.125%
HK$47,869
baseline
▲ 0.50% · 4.625%
HK$50,782
+HK$2,913/mo
Deposit HK$6.58M · loan HK$9.88M · min. income ≈ HK$95,738/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,111
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,455
−HK$1,364/mo
Today · 4.125%
HK$52,819
baseline
▲ 0.50% · 4.625%
HK$55,603
+HK$2,784/mo
Deposit HK$6.58M · loan HK$9.88M · min. income ≈ HK$105,638/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,552
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,187
−HK$1,660/mo
Today · 4.125%
HK$55,847
baseline
▲ 0.50% · 4.625%
HK$59,245
+HK$3,398/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,694/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,463
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,031
−HK$1,591/mo
Today · 4.125%
HK$61,622
baseline
▲ 0.50% · 4.625%
HK$64,870
+HK$3,248/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,244/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,567
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,668
−HK$2,136/mo
Today · 4.125%
HK$71,804
baseline
▲ 0.50% · 4.625%
HK$76,173
+HK$4,369/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,608/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,167
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$77,183
−HK$2,045/mo
Today · 4.125%
HK$79,228
baseline
▲ 0.50% · 4.625%
HK$83,405
+HK$4,177/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,456/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,317 · Scale 2, in force from 26 Feb 2026)