LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,539
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,707
−HK$1,186/mo
Today · 4.125%
HK$39,893
baseline
▲ 0.50% · 4.625%
HK$42,321
+HK$2,428/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,786/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,762
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,882
−HK$1,136/mo
Today · 4.125%
HK$44,018
baseline
▲ 0.50% · 4.625%
HK$46,338
+HK$2,320/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,036/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,047
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,448
−HK$1,424/mo
Today · 4.125%
HK$47,872
baseline
▲ 0.50% · 4.625%
HK$50,785
+HK$2,913/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,744/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,114
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,458
−HK$1,364/mo
Today · 4.125%
HK$52,822
baseline
▲ 0.50% · 4.625%
HK$55,606
+HK$2,784/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,644/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,555
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,190
−HK$1,660/mo
Today · 4.125%
HK$55,850
baseline
▲ 0.50% · 4.625%
HK$59,249
+HK$3,399/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,700/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,467
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,035
−HK$1,590/mo
Today · 4.125%
HK$61,625
baseline
▲ 0.50% · 4.625%
HK$64,874
+HK$3,249/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,250/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,570
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,672
−HK$2,136/mo
Today · 4.125%
HK$71,808
baseline
▲ 0.50% · 4.625%
HK$76,177
+HK$4,369/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,616/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,171
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,187
−HK$2,046/mo
Today · 4.125%
HK$79,233
baseline
▲ 0.50% · 4.625%
HK$83,409
+HK$4,176/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,466/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,351 · Scale 2, in force from 26 Feb 2026)