LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,541
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,708
−HK$1,187/mo
Today · 4.125%
HK$39,895
baseline
▲ 0.50% · 4.625%
HK$42,322
+HK$2,427/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,790/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,763
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,884
−HK$1,136/mo
Today · 4.125%
HK$44,020
baseline
▲ 0.50% · 4.625%
HK$46,340
+HK$2,320/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,040/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,049
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,450
−HK$1,424/mo
Today · 4.125%
HK$47,874
baseline
▲ 0.50% · 4.625%
HK$50,787
+HK$2,913/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,748/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,116
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,460
−HK$1,364/mo
Today · 4.125%
HK$52,824
baseline
▲ 0.50% · 4.625%
HK$55,608
+HK$2,784/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,648/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,557
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,192
−HK$1,661/mo
Today · 4.125%
HK$55,853
baseline
▲ 0.50% · 4.625%
HK$59,251
+HK$3,398/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$111,706/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,469
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,037
−HK$1,591/mo
Today · 4.125%
HK$61,628
baseline
▲ 0.50% · 4.625%
HK$64,876
+HK$3,248/mo
Deposit HK$4.94M · loan HK$11.52M · min. income ≈ HK$123,256/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,573
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,675
−HK$2,135/mo
Today · 4.125%
HK$71,810
baseline
▲ 0.50% · 4.625%
HK$76,180
+HK$4,370/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,620/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,174
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,190
−HK$2,046/mo
Today · 4.125%
HK$79,236
baseline
▲ 0.50% · 4.625%
HK$83,412
+HK$4,176/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,472/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,374 · Scale 2, in force from 26 Feb 2026)