LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,544
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,712
−HK$1,186/mo
Today · 4.125%
HK$39,898
baseline
▲ 0.50% · 4.625%
HK$42,326
+HK$2,428/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,796/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,767
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,887
−HK$1,137/mo
Today · 4.125%
HK$44,024
baseline
▲ 0.50% · 4.625%
HK$46,344
+HK$2,320/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,048/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,053
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,454
−HK$1,424/mo
Today · 4.125%
HK$47,878
baseline
▲ 0.50% · 4.625%
HK$50,791
+HK$2,913/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,756/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,121
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,465
−HK$1,364/mo
Today · 4.125%
HK$52,829
baseline
▲ 0.50% · 4.625%
HK$55,613
+HK$2,784/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,658/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,562
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,197
−HK$1,661/mo
Today · 4.125%
HK$55,858
baseline
▲ 0.50% · 4.625%
HK$59,256
+HK$3,398/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,716/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,474
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,042
−HK$1,591/mo
Today · 4.125%
HK$61,633
baseline
▲ 0.50% · 4.625%
HK$64,882
+HK$3,249/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,266/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,579
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,681
−HK$2,136/mo
Today · 4.125%
HK$71,817
baseline
▲ 0.50% · 4.625%
HK$76,187
+HK$4,370/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,634/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,181
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,197
−HK$2,046/mo
Today · 4.125%
HK$79,243
baseline
▲ 0.50% · 4.625%
HK$83,420
+HK$4,177/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,486/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,431 · Scale 2, in force from 26 Feb 2026)