LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,544
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,712
−HK$1,187/mo
Today · 4.125%
HK$39,899
baseline
▲ 0.50% · 4.625%
HK$42,326
+HK$2,427/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,798/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,768
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,888
−HK$1,136/mo
Today · 4.125%
HK$44,024
baseline
▲ 0.50% · 4.625%
HK$46,345
+HK$2,321/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,048/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,053
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,455
−HK$1,423/mo
Today · 4.125%
HK$47,878
baseline
▲ 0.50% · 4.625%
HK$50,792
+HK$2,914/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,756/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,121
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,465
−HK$1,364/mo
Today · 4.125%
HK$52,829
baseline
▲ 0.50% · 4.625%
HK$55,614
+HK$2,785/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,658/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,562
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,197
−HK$1,661/mo
Today · 4.125%
HK$55,858
baseline
▲ 0.50% · 4.625%
HK$59,257
+HK$3,399/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,716/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,475
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,043
−HK$1,591/mo
Today · 4.125%
HK$61,634
baseline
▲ 0.50% · 4.625%
HK$64,883
+HK$3,249/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,268/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,580
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,682
−HK$2,136/mo
Today · 4.125%
HK$71,818
baseline
▲ 0.50% · 4.625%
HK$76,187
+HK$4,369/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,636/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,182
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,198
−HK$2,046/mo
Today · 4.125%
HK$79,244
baseline
▲ 0.50% · 4.625%
HK$83,421
+HK$4,177/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,488/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,436 · Scale 2, in force from 26 Feb 2026)