LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,545
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,713
−HK$1,186/mo
Today · 4.125%
HK$39,899
baseline
▲ 0.50% · 4.625%
HK$42,327
+HK$2,428/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,798/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,768
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,888
−HK$1,137/mo
Today · 4.125%
HK$44,025
baseline
▲ 0.50% · 4.625%
HK$46,345
+HK$2,320/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,050/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,054
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,455
−HK$1,424/mo
Today · 4.125%
HK$47,879
baseline
▲ 0.50% · 4.625%
HK$50,792
+HK$2,913/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,758/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,122
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,466
−HK$1,364/mo
Today · 4.125%
HK$52,830
baseline
▲ 0.50% · 4.625%
HK$55,614
+HK$2,784/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,660/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,563
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,198
−HK$1,661/mo
Today · 4.125%
HK$55,859
baseline
▲ 0.50% · 4.625%
HK$59,258
+HK$3,399/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,718/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,475
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,044
−HK$1,591/mo
Today · 4.125%
HK$61,635
baseline
▲ 0.50% · 4.625%
HK$64,883
+HK$3,248/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,270/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,580
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,683
−HK$2,135/mo
Today · 4.125%
HK$71,818
baseline
▲ 0.50% · 4.625%
HK$76,188
+HK$4,370/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,636/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,183
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$77,199
−HK$2,045/mo
Today · 4.125%
HK$79,244
baseline
▲ 0.50% · 4.625%
HK$83,421
+HK$4,177/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,488/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,442 · Scale 2, in force from 26 Feb 2026)