LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,546
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,713
−HK$1,187/mo
Today · 4.125%
HK$39,900
baseline
▲ 0.50% · 4.625%
HK$42,328
+HK$2,428/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,800/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,769
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,889
−HK$1,137/mo
Today · 4.125%
HK$44,026
baseline
▲ 0.50% · 4.625%
HK$46,346
+HK$2,320/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,052/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,055
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,456
−HK$1,424/mo
Today · 4.125%
HK$47,880
baseline
▲ 0.50% · 4.625%
HK$50,793
+HK$2,913/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,760/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,123
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,467
−HK$1,364/mo
Today · 4.125%
HK$52,831
baseline
▲ 0.50% · 4.625%
HK$55,616
+HK$2,785/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,662/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,564
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,199
−HK$1,661/mo
Today · 4.125%
HK$55,860
baseline
▲ 0.50% · 4.625%
HK$59,259
+HK$3,399/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,720/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,477
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,045
−HK$1,591/mo
Today · 4.125%
HK$61,636
baseline
▲ 0.50% · 4.625%
HK$64,885
+HK$3,249/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,272/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,582
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,684
−HK$2,136/mo
Today · 4.125%
HK$71,820
baseline
▲ 0.50% · 4.625%
HK$76,190
+HK$4,370/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,640/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,184
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,201
−HK$2,045/mo
Today · 4.125%
HK$79,246
baseline
▲ 0.50% · 4.625%
HK$83,424
+HK$4,178/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,492/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,457 · Scale 2, in force from 26 Feb 2026)