LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,547
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,715
−HK$1,186/mo
Today · 4.125%
HK$39,901
baseline
▲ 0.50% · 4.625%
HK$42,329
+HK$2,428/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,802/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,770
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,891
−HK$1,136/mo
Today · 4.125%
HK$44,027
baseline
▲ 0.50% · 4.625%
HK$46,348
+HK$2,321/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,054/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,056
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,458
−HK$1,424/mo
Today · 4.125%
HK$47,882
baseline
▲ 0.50% · 4.625%
HK$50,795
+HK$2,913/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,764/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,125
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,469
−HK$1,364/mo
Today · 4.125%
HK$52,833
baseline
▲ 0.50% · 4.625%
HK$55,617
+HK$2,784/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,666/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,566
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,201
−HK$1,661/mo
Today · 4.125%
HK$55,862
baseline
▲ 0.50% · 4.625%
HK$59,261
+HK$3,399/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,724/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,479
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,047
−HK$1,591/mo
Today · 4.125%
HK$61,638
baseline
▲ 0.50% · 4.625%
HK$64,887
+HK$3,249/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,276/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,584
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,687
−HK$2,135/mo
Today · 4.125%
HK$71,822
baseline
▲ 0.50% · 4.625%
HK$76,193
+HK$4,371/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,644/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,187
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,203
−HK$2,046/mo
Today · 4.125%
HK$79,249
baseline
▲ 0.50% · 4.625%
HK$83,426
+HK$4,177/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,498/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,477 · Scale 2, in force from 26 Feb 2026)