LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,549
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,717
−HK$1,186/mo
Today · 4.125%
HK$39,903
baseline
▲ 0.50% · 4.625%
HK$42,331
+HK$2,428/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,806/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,773
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,893
−HK$1,136/mo
Today · 4.125%
HK$44,029
baseline
▲ 0.50% · 4.625%
HK$46,350
+HK$2,321/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,058/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,059
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,460
−HK$1,424/mo
Today · 4.125%
HK$47,884
baseline
▲ 0.50% · 4.625%
HK$50,798
+HK$2,914/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,768/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,127
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,472
−HK$1,363/mo
Today · 4.125%
HK$52,835
baseline
▲ 0.50% · 4.625%
HK$55,620
+HK$2,785/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,670/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,568
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,203
−HK$1,662/mo
Today · 4.125%
HK$55,865
baseline
▲ 0.50% · 4.625%
HK$59,264
+HK$3,399/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,730/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,482
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,050
−HK$1,591/mo
Today · 4.125%
HK$61,641
baseline
▲ 0.50% · 4.625%
HK$64,890
+HK$3,249/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,282/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,588
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,690
−HK$2,136/mo
Today · 4.125%
HK$71,826
baseline
▲ 0.50% · 4.625%
HK$76,197
+HK$4,371/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,652/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,191
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,207
−HK$2,046/mo
Today · 4.125%
HK$79,253
baseline
▲ 0.50% · 4.625%
HK$83,431
+HK$4,178/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,506/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,510 · Scale 2, in force from 26 Feb 2026)