LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,549
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,717
−HK$1,187/mo
Today · 4.125%
HK$39,904
baseline
▲ 0.50% · 4.625%
HK$42,332
+HK$2,428/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,808/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,773
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,893
−HK$1,137/mo
Today · 4.125%
HK$44,030
baseline
▲ 0.50% · 4.625%
HK$46,351
+HK$2,321/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,060/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,059
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,461
−HK$1,424/mo
Today · 4.125%
HK$47,885
baseline
▲ 0.50% · 4.625%
HK$50,798
+HK$2,913/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,770/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,128
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,472
−HK$1,364/mo
Today · 4.125%
HK$52,836
baseline
▲ 0.50% · 4.625%
HK$55,621
+HK$2,785/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,672/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,569
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,204
−HK$1,661/mo
Today · 4.125%
HK$55,865
baseline
▲ 0.50% · 4.625%
HK$59,265
+HK$3,400/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,730/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,482
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,051
−HK$1,591/mo
Today · 4.125%
HK$61,642
baseline
▲ 0.50% · 4.625%
HK$64,891
+HK$3,249/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,284/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,589
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,691
−HK$2,136/mo
Today · 4.125%
HK$71,827
baseline
▲ 0.50% · 4.625%
HK$76,198
+HK$4,371/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,654/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,192
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,208
−HK$2,046/mo
Today · 4.125%
HK$79,254
baseline
▲ 0.50% · 4.625%
HK$83,432
+HK$4,178/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,508/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,517 · Scale 2, in force from 26 Feb 2026)