LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,550
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,718
−HK$1,186/mo
Today · 4.125%
HK$39,904
baseline
▲ 0.50% · 4.625%
HK$42,332
+HK$2,428/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,808/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,773
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,894
−HK$1,136/mo
Today · 4.125%
HK$44,030
baseline
▲ 0.50% · 4.625%
HK$46,351
+HK$2,321/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,060/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,059
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,461
−HK$1,424/mo
Today · 4.125%
HK$47,885
baseline
▲ 0.50% · 4.625%
HK$50,799
+HK$2,914/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,770/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,128
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,473
−HK$1,363/mo
Today · 4.125%
HK$52,836
baseline
▲ 0.50% · 4.625%
HK$55,622
+HK$2,786/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,672/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,569
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,205
−HK$1,661/mo
Today · 4.125%
HK$55,866
baseline
▲ 0.50% · 4.625%
HK$59,265
+HK$3,399/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,732/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,483
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,051
−HK$1,592/mo
Today · 4.125%
HK$61,643
baseline
▲ 0.50% · 4.625%
HK$64,892
+HK$3,249/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,286/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,589
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,692
−HK$2,136/mo
Today · 4.125%
HK$71,828
baseline
▲ 0.50% · 4.625%
HK$76,198
+HK$4,370/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,656/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,192
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,209
−HK$2,046/mo
Today · 4.125%
HK$79,255
baseline
▲ 0.50% · 4.625%
HK$83,432
+HK$4,177/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,510/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,522 · Scale 2, in force from 26 Feb 2026)