LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,551
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,719
−HK$1,187/mo
Today · 4.125%
HK$39,906
baseline
▲ 0.50% · 4.625%
HK$42,334
+HK$2,428/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,812/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,775
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,895
−HK$1,137/mo
Today · 4.125%
HK$44,032
baseline
▲ 0.50% · 4.625%
HK$46,353
+HK$2,321/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,064/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,061
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,463
−HK$1,424/mo
Today · 4.125%
HK$47,887
baseline
▲ 0.50% · 4.625%
HK$50,801
+HK$2,914/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,774/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,130
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,474
−HK$1,364/mo
Today · 4.125%
HK$52,838
baseline
▲ 0.50% · 4.625%
HK$55,624
+HK$2,786/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,676/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,571
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,206
−HK$1,662/mo
Today · 4.125%
HK$55,868
baseline
▲ 0.50% · 4.625%
HK$59,267
+HK$3,399/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,736/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,485
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,054
−HK$1,591/mo
Today · 4.125%
HK$61,645
baseline
▲ 0.50% · 4.625%
HK$64,894
+HK$3,249/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,290/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,592
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,694
−HK$2,136/mo
Today · 4.125%
HK$71,830
baseline
▲ 0.50% · 4.625%
HK$76,201
+HK$4,371/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,660/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,195
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,212
−HK$2,046/mo
Today · 4.125%
HK$79,258
baseline
▲ 0.50% · 4.625%
HK$83,435
+HK$4,177/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,516/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,544 · Scale 2, in force from 26 Feb 2026)