LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,552
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,720
−HK$1,187/mo
Today · 4.125%
HK$39,907
baseline
▲ 0.50% · 4.625%
HK$42,335
+HK$2,428/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$79,814/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,776
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,896
−HK$1,137/mo
Today · 4.125%
HK$44,033
baseline
▲ 0.50% · 4.625%
HK$46,354
+HK$2,321/mo
Deposit HK$8.23M · loan HK$8.23M · min. income ≈ HK$88,066/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,062
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,464
−HK$1,424/mo
Today · 4.125%
HK$47,888
baseline
▲ 0.50% · 4.625%
HK$50,802
+HK$2,914/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,776/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,131
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,476
−HK$1,364/mo
Today · 4.125%
HK$52,840
baseline
▲ 0.50% · 4.625%
HK$55,625
+HK$2,785/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,680/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$617,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,573
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,208
−HK$1,661/mo
Today · 4.125%
HK$55,869
baseline
▲ 0.50% · 4.625%
HK$59,269
+HK$3,400/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,738/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,486
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,055
−HK$1,591/mo
Today · 4.125%
HK$61,646
baseline
▲ 0.50% · 4.625%
HK$64,896
+HK$3,250/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,292/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,593
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,696
−HK$2,136/mo
Today · 4.125%
HK$71,832
baseline
▲ 0.50% · 4.625%
HK$76,203
+HK$4,371/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,664/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,197
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,214
−HK$2,046/mo
Today · 4.125%
HK$79,260
baseline
▲ 0.50% · 4.625%
HK$83,437
+HK$4,177/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,520/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,560 · Scale 2, in force from 26 Feb 2026)