LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,560
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,728
−HK$1,187/mo
Today · 4.125%
HK$39,915
baseline
▲ 0.50% · 4.625%
HK$42,344
+HK$2,429/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,830/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,785
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,905
−HK$1,137/mo
Today · 4.125%
HK$44,042
baseline
▲ 0.50% · 4.625%
HK$46,364
+HK$2,322/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,084/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,072
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,474
−HK$1,424/mo
Today · 4.125%
HK$47,898
baseline
▲ 0.50% · 4.625%
HK$50,812
+HK$2,914/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,796/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,142
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,487
−HK$1,364/mo
Today · 4.125%
HK$52,851
baseline
▲ 0.50% · 4.625%
HK$55,637
+HK$2,786/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,702/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,584
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,219
−HK$1,662/mo
Today · 4.125%
HK$55,881
baseline
▲ 0.50% · 4.625%
HK$59,281
+HK$3,400/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,762/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,499
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,068
−HK$1,591/mo
Today · 4.125%
HK$61,659
baseline
▲ 0.50% · 4.625%
HK$64,909
+HK$3,250/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,318/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,607
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,710
−HK$2,137/mo
Today · 4.125%
HK$71,847
baseline
▲ 0.50% · 4.625%
HK$76,219
+HK$4,372/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,694/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,213
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,230
−HK$2,046/mo
Today · 4.125%
HK$79,276
baseline
▲ 0.50% · 4.625%
HK$83,455
+HK$4,179/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,552/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,689 · Scale 2, in force from 26 Feb 2026)