LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,561
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,729
−HK$1,187/mo
Today · 4.125%
HK$39,916
baseline
▲ 0.50% · 4.625%
HK$42,345
+HK$2,429/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,832/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,786
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,907
−HK$1,136/mo
Today · 4.125%
HK$44,043
baseline
▲ 0.50% · 4.625%
HK$46,365
+HK$2,322/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,086/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,073
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,475
−HK$1,424/mo
Today · 4.125%
HK$47,899
baseline
▲ 0.50% · 4.625%
HK$50,814
+HK$2,915/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,798/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,143
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,488
−HK$1,364/mo
Today · 4.125%
HK$52,852
baseline
▲ 0.50% · 4.625%
HK$55,638
+HK$2,786/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,704/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,585
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,221
−HK$1,661/mo
Today · 4.125%
HK$55,882
baseline
▲ 0.50% · 4.625%
HK$59,283
+HK$3,401/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,764/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,500
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,069
−HK$1,592/mo
Today · 4.125%
HK$61,661
baseline
▲ 0.50% · 4.625%
HK$64,911
+HK$3,250/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,322/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,609
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,712
−HK$2,137/mo
Today · 4.125%
HK$71,849
baseline
▲ 0.50% · 4.625%
HK$76,221
+HK$4,372/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$143,698/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,215
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,232
−HK$2,046/mo
Today · 4.125%
HK$79,278
baseline
▲ 0.50% · 4.625%
HK$83,457
+HK$4,179/mo
Deposit HK$1.65M · loan HK$14.82M · min. income ≈ HK$158,556/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,705 · Scale 2, in force from 26 Feb 2026)