LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,561
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,730
−HK$1,187/mo
Today · 4.125%
HK$39,917
baseline
▲ 0.50% · 4.625%
HK$42,346
+HK$2,429/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,834/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,787
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,907
−HK$1,137/mo
Today · 4.125%
HK$44,044
baseline
▲ 0.50% · 4.625%
HK$46,366
+HK$2,322/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,088/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,074
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,476
−HK$1,424/mo
Today · 4.125%
HK$47,900
baseline
▲ 0.50% · 4.625%
HK$50,815
+HK$2,915/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,800/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,144
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,489
−HK$1,364/mo
Today · 4.125%
HK$52,853
baseline
▲ 0.50% · 4.625%
HK$55,639
+HK$2,786/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,706/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,586
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,222
−HK$1,661/mo
Today · 4.125%
HK$55,883
baseline
▲ 0.50% · 4.625%
HK$59,284
+HK$3,401/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,766/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,501
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,070
−HK$1,592/mo
Today · 4.125%
HK$61,662
baseline
▲ 0.50% · 4.625%
HK$64,912
+HK$3,250/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,324/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,610
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,713
−HK$2,137/mo
Today · 4.125%
HK$71,850
baseline
▲ 0.50% · 4.625%
HK$76,222
+HK$4,372/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,700/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,216
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,233
−HK$2,047/mo
Today · 4.125%
HK$79,280
baseline
▲ 0.50% · 4.625%
HK$83,458
+HK$4,178/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,560/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$617,716 · Scale 2, in force from 26 Feb 2026)