LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,565
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,733
−HK$1,187/mo
Today · 4.125%
HK$39,920
baseline
▲ 0.50% · 4.625%
HK$42,349
+HK$2,429/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,840/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,790
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,911
−HK$1,137/mo
Today · 4.125%
HK$44,048
baseline
▲ 0.50% · 4.625%
HK$46,370
+HK$2,322/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,096/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,078
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,480
−HK$1,424/mo
Today · 4.125%
HK$47,904
baseline
▲ 0.50% · 4.625%
HK$50,819
+HK$2,915/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,808/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,148
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,493
−HK$1,365/mo
Today · 4.125%
HK$52,858
baseline
▲ 0.50% · 4.625%
HK$55,644
+HK$2,786/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,716/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,591
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,226
−HK$1,662/mo
Today · 4.125%
HK$55,888
baseline
▲ 0.50% · 4.625%
HK$59,289
+HK$3,401/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,776/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,507
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,076
−HK$1,591/mo
Today · 4.125%
HK$61,667
baseline
▲ 0.50% · 4.625%
HK$64,918
+HK$3,251/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,334/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,616
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,720
−HK$2,137/mo
Today · 4.125%
HK$71,857
baseline
▲ 0.50% · 4.625%
HK$76,229
+HK$4,372/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,714/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,223
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,240
−HK$2,047/mo
Today · 4.125%
HK$79,287
baseline
▲ 0.50% · 4.625%
HK$83,466
+HK$4,179/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,574/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,772 · Scale 2, in force from 26 Feb 2026)