LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,566
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,734
−HK$1,188/mo
Today · 4.125%
HK$39,922
baseline
▲ 0.50% · 4.625%
HK$42,351
+HK$2,429/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,844/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,792
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,912
−HK$1,137/mo
Today · 4.125%
HK$44,049
baseline
▲ 0.50% · 4.625%
HK$46,371
+HK$2,322/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,098/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$617,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,079
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,481
−HK$1,425/mo
Today · 4.125%
HK$47,906
baseline
▲ 0.50% · 4.625%
HK$50,821
+HK$2,915/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,812/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,150
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,495
−HK$1,364/mo
Today · 4.125%
HK$52,859
baseline
▲ 0.50% · 4.625%
HK$55,646
+HK$2,787/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,718/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,592
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,228
−HK$1,662/mo
Today · 4.125%
HK$55,890
baseline
▲ 0.50% · 4.625%
HK$59,291
+HK$3,401/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,780/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,508
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,077
−HK$1,592/mo
Today · 4.125%
HK$61,669
baseline
▲ 0.50% · 4.625%
HK$64,920
+HK$3,251/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,338/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,619
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,722
−HK$2,137/mo
Today · 4.125%
HK$71,859
baseline
▲ 0.50% · 4.625%
HK$76,231
+HK$4,372/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,718/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,225
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,242
−HK$2,047/mo
Today · 4.125%
HK$79,289
baseline
▲ 0.50% · 4.625%
HK$83,469
+HK$4,180/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,578/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,790 · Scale 2, in force from 26 Feb 2026)