LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,567
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,736
−HK$1,187/mo
Today · 4.125%
HK$39,923
baseline
▲ 0.50% · 4.625%
HK$42,352
+HK$2,429/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,846/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,793
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,914
−HK$1,137/mo
Today · 4.125%
HK$44,051
baseline
▲ 0.50% · 4.625%
HK$46,373
+HK$2,322/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,102/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,081
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,483
−HK$1,424/mo
Today · 4.125%
HK$47,907
baseline
▲ 0.50% · 4.625%
HK$50,823
+HK$2,916/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$95,814/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,152
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,497
−HK$1,364/mo
Today · 4.125%
HK$52,861
baseline
▲ 0.50% · 4.625%
HK$55,648
+HK$2,787/mo
Deposit HK$6.59M · loan HK$9.88M · min. income ≈ HK$105,722/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,594
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,230
−HK$1,662/mo
Today · 4.125%
HK$55,892
baseline
▲ 0.50% · 4.625%
HK$59,293
+HK$3,401/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,784/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,510
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,079
−HK$1,592/mo
Today · 4.125%
HK$61,671
baseline
▲ 0.50% · 4.625%
HK$64,922
+HK$3,251/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,342/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,621
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,724
−HK$2,137/mo
Today · 4.125%
HK$71,861
baseline
▲ 0.50% · 4.625%
HK$76,234
+HK$4,373/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,722/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,227
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,245
−HK$2,047/mo
Today · 4.125%
HK$79,292
baseline
▲ 0.50% · 4.625%
HK$83,471
+HK$4,179/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,584/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,811 · Scale 2, in force from 26 Feb 2026)