LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,569
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,738
−HK$1,187/mo
Today · 4.125%
HK$39,925
baseline
▲ 0.50% · 4.625%
HK$42,354
+HK$2,429/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,850/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,795
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,916
−HK$1,137/mo
Today · 4.125%
HK$44,053
baseline
▲ 0.50% · 4.625%
HK$46,375
+HK$2,322/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,106/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,083
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,485
−HK$1,425/mo
Today · 4.125%
HK$47,910
baseline
▲ 0.50% · 4.625%
HK$50,825
+HK$2,915/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,820/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,154
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,499
−HK$1,365/mo
Today · 4.125%
HK$52,864
baseline
▲ 0.50% · 4.625%
HK$55,650
+HK$2,786/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,728/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,597
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,233
−HK$1,662/mo
Today · 4.125%
HK$55,895
baseline
▲ 0.50% · 4.625%
HK$59,296
+HK$3,401/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,790/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,513
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,083
−HK$1,592/mo
Today · 4.125%
HK$61,675
baseline
▲ 0.50% · 4.625%
HK$64,925
+HK$3,250/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,350/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,624
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,728
−HK$2,137/mo
Today · 4.125%
HK$71,865
baseline
▲ 0.50% · 4.625%
HK$76,238
+HK$4,373/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,730/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,231
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,249
−HK$2,047/mo
Today · 4.125%
HK$79,296
baseline
▲ 0.50% · 4.625%
HK$83,476
+HK$4,180/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,592/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,843 · Scale 2, in force from 26 Feb 2026)