LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,569
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,738
−HK$1,187/mo
Today · 4.125%
HK$39,925
baseline
▲ 0.50% · 4.625%
HK$42,355
+HK$2,430/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,850/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,796
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,917
−HK$1,137/mo
Today · 4.125%
HK$44,054
baseline
▲ 0.50% · 4.625%
HK$46,376
+HK$2,322/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,108/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,083
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,486
−HK$1,425/mo
Today · 4.125%
HK$47,911
baseline
▲ 0.50% · 4.625%
HK$50,826
+HK$2,915/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,822/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,155
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,500
−HK$1,365/mo
Today · 4.125%
HK$52,865
baseline
▲ 0.50% · 4.625%
HK$55,651
+HK$2,786/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,730/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,597
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,233
−HK$1,663/mo
Today · 4.125%
HK$55,896
baseline
▲ 0.50% · 4.625%
HK$59,297
+HK$3,401/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,792/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,514
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,083
−HK$1,592/mo
Today · 4.125%
HK$61,675
baseline
▲ 0.50% · 4.625%
HK$64,926
+HK$3,251/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,350/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,625
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,729
−HK$2,137/mo
Today · 4.125%
HK$71,866
baseline
▲ 0.50% · 4.625%
HK$76,239
+HK$4,373/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,732/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,232
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,250
−HK$2,047/mo
Today · 4.125%
HK$79,297
baseline
▲ 0.50% · 4.625%
HK$83,477
+HK$4,180/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,594/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,850 · Scale 2, in force from 26 Feb 2026)