LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,571
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,739
−HK$1,188/mo
Today · 4.125%
HK$39,927
baseline
▲ 0.50% · 4.625%
HK$42,356
+HK$2,429/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,854/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,797
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,918
−HK$1,137/mo
Today · 4.125%
HK$44,055
baseline
▲ 0.50% · 4.625%
HK$46,377
+HK$2,322/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,110/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,085
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,487
−HK$1,425/mo
Today · 4.125%
HK$47,912
baseline
▲ 0.50% · 4.625%
HK$50,827
+HK$2,915/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,824/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,156
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,502
−HK$1,364/mo
Today · 4.125%
HK$52,866
baseline
▲ 0.50% · 4.625%
HK$55,653
+HK$2,787/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,732/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,599
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,235
−HK$1,662/mo
Today · 4.125%
HK$55,897
baseline
▲ 0.50% · 4.625%
HK$59,299
+HK$3,402/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,794/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,516
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,085
−HK$1,592/mo
Today · 4.125%
HK$61,677
baseline
▲ 0.50% · 4.625%
HK$64,928
+HK$3,251/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,354/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,627
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,731
−HK$2,137/mo
Today · 4.125%
HK$71,868
baseline
▲ 0.50% · 4.625%
HK$76,241
+HK$4,373/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,736/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,235
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,252
−HK$2,047/mo
Today · 4.125%
HK$79,299
baseline
▲ 0.50% · 4.625%
HK$83,479
+HK$4,180/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,598/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,870 · Scale 2, in force from 26 Feb 2026)