LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,571
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,740
−HK$1,187/mo
Today · 4.125%
HK$39,927
baseline
▲ 0.50% · 4.625%
HK$42,357
+HK$2,430/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,854/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,798
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,919
−HK$1,137/mo
Today · 4.125%
HK$44,056
baseline
▲ 0.50% · 4.625%
HK$46,378
+HK$2,322/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,112/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,085
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,488
−HK$1,425/mo
Today · 4.125%
HK$47,913
baseline
▲ 0.50% · 4.625%
HK$50,828
+HK$2,915/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,826/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,157
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,502
−HK$1,365/mo
Today · 4.125%
HK$52,867
baseline
▲ 0.50% · 4.625%
HK$55,654
+HK$2,787/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,734/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,600
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,236
−HK$1,662/mo
Today · 4.125%
HK$55,898
baseline
▲ 0.50% · 4.625%
HK$59,299
+HK$3,401/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,796/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,517
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,086
−HK$1,592/mo
Today · 4.125%
HK$61,678
baseline
▲ 0.50% · 4.625%
HK$64,929
+HK$3,251/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,356/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,628
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,732
−HK$2,137/mo
Today · 4.125%
HK$71,869
baseline
▲ 0.50% · 4.625%
HK$76,242
+HK$4,373/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,738/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,236
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,253
−HK$2,047/mo
Today · 4.125%
HK$79,300
baseline
▲ 0.50% · 4.625%
HK$83,480
+HK$4,180/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,600/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,878 · Scale 2, in force from 26 Feb 2026)