LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,572
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,741
−HK$1,187/mo
Today · 4.125%
HK$39,928
baseline
▲ 0.50% · 4.625%
HK$42,358
+HK$2,430/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,856/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,799
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,920
−HK$1,137/mo
Today · 4.125%
HK$44,057
baseline
▲ 0.50% · 4.625%
HK$46,379
+HK$2,322/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,114/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,087
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,489
−HK$1,425/mo
Today · 4.125%
HK$47,914
baseline
▲ 0.50% · 4.625%
HK$50,829
+HK$2,915/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,828/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,158
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,504
−HK$1,364/mo
Today · 4.125%
HK$52,868
baseline
▲ 0.50% · 4.625%
HK$55,655
+HK$2,787/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,736/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,601
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,237
−HK$1,663/mo
Today · 4.125%
HK$55,900
baseline
▲ 0.50% · 4.625%
HK$59,301
+HK$3,401/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,800/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,518
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,088
−HK$1,592/mo
Today · 4.125%
HK$61,680
baseline
▲ 0.50% · 4.625%
HK$64,931
+HK$3,251/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,360/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,630
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,734
−HK$2,137/mo
Today · 4.125%
HK$71,871
baseline
▲ 0.50% · 4.625%
HK$76,244
+HK$4,373/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,742/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,238
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,255
−HK$2,047/mo
Today · 4.125%
HK$79,302
baseline
▲ 0.50% · 4.625%
HK$83,483
+HK$4,181/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,604/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,895 · Scale 2, in force from 26 Feb 2026)