LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,573
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,742
−HK$1,188/mo
Today · 4.125%
HK$39,930
baseline
▲ 0.50% · 4.625%
HK$42,359
+HK$2,429/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,860/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,800
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,921
−HK$1,137/mo
Today · 4.125%
HK$44,058
baseline
▲ 0.50% · 4.625%
HK$46,381
+HK$2,323/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,116/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,088
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,491
−HK$1,425/mo
Today · 4.125%
HK$47,916
baseline
▲ 0.50% · 4.625%
HK$50,831
+HK$2,915/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,832/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,160
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,505
−HK$1,365/mo
Today · 4.125%
HK$52,870
baseline
▲ 0.50% · 4.625%
HK$55,657
+HK$2,787/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,740/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,603
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,239
−HK$1,662/mo
Today · 4.125%
HK$55,901
baseline
▲ 0.50% · 4.625%
HK$59,303
+HK$3,402/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,802/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,520
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,090
−HK$1,592/mo
Today · 4.125%
HK$61,682
baseline
▲ 0.50% · 4.625%
HK$64,933
+HK$3,251/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,364/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,632
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,736
−HK$2,137/mo
Today · 4.125%
HK$71,873
baseline
▲ 0.50% · 4.625%
HK$76,247
+HK$4,374/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,746/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,240
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,258
−HK$2,047/mo
Today · 4.125%
HK$79,305
baseline
▲ 0.50% · 4.625%
HK$83,485
+HK$4,180/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,610/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,915 · Scale 2, in force from 26 Feb 2026)